:root{--navy:#0a2438;--teal:#1bbfc8;--orange:#f6a05a;--orange-ink:#a84d15;--paper:#f7f1e3;--cream:#fffaf1;--soft:#efe6d1;--text:#26333b;--muted:#55636b;--line:#0a243824;--focus:#005fcc;--max:1200px;--radius:20px;--radius-sm:12px;--font-display:Georgia, "Times New Roman", serif;--font-body:"Inter", "Segoe UI", system-ui, Arial, sans-serif;--step-eyebrow:.72rem;--step-body:clamp(1rem, .96rem + .2vw, 1.1rem);--step-lead:clamp(1.15rem, 1.05rem + .5vw, 1.4rem);--step-h3:clamp(1.25rem, 1.1rem + .7vw, 1.6rem);--step-h2:clamp(2rem, 1.5rem + 2.2vw, 3.2rem);--step-hero:clamp(2.9rem, 1.9rem + 4.6vw, 5.4rem);--ease:cubic-bezier(.22, .61, .36, 1)}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--text);font-family:var(--font-body);font-size:var(--step-body);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;line-height:1.6}body:before{content:"";z-index:-1;pointer-events:none;opacity:.05;background-image:radial-gradient(#0a243847 .65px,#0000 .65px);background-size:13px 13px;position:fixed;inset:0}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}h1,h2,h3{margin:0}:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}.skip-link{z-index:100;background:var(--navy);color:var(--cream);transition:top .2s var(--ease);border-radius:8px;padding:10px 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var(--ease), color .2s var(--ease), box-shadow .2s var(--ease);border-radius:999px;align-items:center;gap:10px;padding:13px 24px;font-size:.82rem;font-weight:800;display:inline-flex}.btn-primary{background:var(--navy);color:var(--cream)}.btn-primary:hover,.btn-primary:focus-visible{background:var(--teal);border-color:var(--teal);color:var(--navy);transform:translateY(-2px);box-shadow:0 12px 26px -14px #1bbfc8e6}.btn-ghost{color:var(--navy);background:0 0}.btn-ghost:hover,.btn-ghost:focus-visible{background:var(--navy);color:var(--cream);transform:translateY(-2px)}.menu-toggle{background:var(--cream);border:1px solid var(--line);cursor:pointer;width:46px;height:46px;color:var(--navy);border-radius:12px;justify-content:center;align-items:center;display:none}.menu-toggle .bars{width:20px;height:14px;position:relative}.menu-toggle .bars span{width:100%;height:2px;transition:transform .3s var(--ease), opacity .2s var(--ease), top .3s var(--ease);background:currentColor;border-radius:2px;position:absolute;left:0}.menu-toggle .bars span:first-child{top:0}.menu-toggle .bars span:nth-child(2){top:6px}.menu-toggle .bars span:nth-child(3){top:12px}.menu-toggle[aria-expanded=true] .bars span:first-child{top:6px;transform:rotate(45deg)}.menu-toggle[aria-expanded=true] .bars span:nth-child(2){opacity:0}.menu-toggle[aria-expanded=true] .bars span:nth-child(3){top:6px;transform:rotate(-45deg)}.hero{padding-block:clamp(64px,9vw,120px) clamp(48px,7vw,96px)}.hero-grid{grid-template-columns:1.05fr .95fr;align-items:center;gap:clamp(36px,6vw,76px);display:grid}.hero h1{font-family:var(--font-display);font-weight:400;font-size:var(--step-hero);letter-spacing:-.02em;color:var(--navy);line-height:.98}.hero h1 em{color:var(--orange-ink);font-style:italic}.hero-lead{max-width:44ch;font-size:var(--step-lead);color:var(--muted);margin:26px 0 34px}.hero-actions{flex-wrap:wrap;gap:14px;display:flex}.hero-card{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(28px,4vw,44px);position:relative;box-shadow:0 30px 60px -40px #0a243880}.hero-card .tag{letter-spacing:.14em;text-transform:uppercase;color:var(--teal);filter:saturate(1.2)brightness(.72);font-size:.72rem;font-weight:800}.hero-card p{font-family:var(--font-display);color:var(--navy);margin:14px 0 0;font-size:clamp(1.3rem,1.1rem + 1vw,1.9rem);font-style:italic;line-height:1.35}.hero-card .rule{background:var(--orange);border-radius:4px;width:54px;height:4px;margin-top:24px}.section{padding-block:clamp(56px,8vw,104px)}.section-head{max-width:62ch;margin-bottom:clamp(36px,5vw,56px)}.section-head h2{font-family:var(--font-display);font-weight:400;font-size:var(--step-h2);letter-spacing:-.02em;color:var(--navy);line-height:1.05}.section-head p{color:var(--muted);font-size:var(--step-lead);margin:18px 0 0}.band{background:var(--navy);color:var(--cream);border-radius:var(--radius)}.band .wrap{padding-block:clamp(48px,7vw,88px)}.band .eyebrow{color:var(--orange)}.band h2{font-family:var(--font-display);font-weight:400;font-size:var(--step-h2);letter-spacing:-.02em;max-width:20ch;line-height:1.08}.band p{color:#fffaf1c7;max-width:56ch;font-size:var(--step-lead);margin:22px 0 0}.band .band-sep{color:var(--teal);font-style:italic}.cards{grid-template-columns:repeat(3,1fr);gap:clamp(18px,2.4vw,28px);display:grid}.card{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);padding:clamp(24px,3vw,34px)}.card:hover{border-color:#1bbfc880;transform:translateY(-6px);box-shadow:0 26px 50px -34px #0a24388c}.card .num{font-family:var(--font-display);color:var(--orange-ink);font-size:1.05rem;font-style:italic}.card h3{font-family:var(--font-display);font-weight:400;font-size:var(--step-h3);color:var(--navy);margin:12px 0 16px;line-height:1.15}.card ul{gap:12px;margin:0;padding:0;list-style:none;display:grid}.card li{color:var(--muted);padding-left:22px;font-size:.98rem;position:relative}.card li:before{content:"";background:var(--teal);border-radius:50%;width:8px;height:8px;position:absolute;top:.62em;left:0}.insights{grid-template-columns:repeat(3,1fr);gap:clamp(18px,2.4vw,28px);display:grid}.insight{background:var(--soft);border-radius:var(--radius);min-height:220px;transition:transform .3s var(--ease), box-shadow .3s var(--ease);flex-direction:column;justify-content:space-between;gap:28px;padding:clamp(24px,3vw,34px);display:flex}.insight:hover{transform:translateY(-6px);box-shadow:0 26px 50px -34px #0a243873}.insight h3{font-family:var(--font-display);font-weight:400;font-size:var(--step-h3);color:var(--navy);line-height:1.2}.insight span{letter-spacing:.12em;text-transform:uppercase;color:var(--orange-ink);font-size:.72rem;font-weight:800}.contact{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:32px;padding:clamp(32px,5vw,60px);display:flex}.contact h2{font-family:var(--font-display);letter-spacing:-.02em;max-width:18ch;color:var(--navy);font-size:clamp(1.7rem,1.3rem + 1.8vw,2.6rem);font-weight:400;line-height:1.1}.contact p{color:var(--muted);margin:14px 0 0}.contact-actions{flex-wrap:wrap;gap:14px;display:flex}footer{border-top:1px solid var(--line);margin-top:clamp(56px,8vw,96px);padding-block:40px 32px}.footer-grid{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:28px;display:flex}.footer-loc h2{font-family:var(--font-display);color:var(--navy);font-size:1.4rem;font-style:italic;font-weight:400}.footer-loc p{color:var(--muted);margin:6px 0 0;font-size:.95rem}.footer-contact 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